Why Us

Complete advice. Clearly given.

What makes us different?

Grow with an experienced team of expert financial advisers and mortgage brokers Swansea. We are qualified to provide advice where many others simply aren’t qualified to do so.

Most people who contact a financial advisor or mortgage broker are looking for advice on just one thing, be it pension transfers, investments or mortgages. We can offer you far more than that.

We aim to introduce you to the ‘bigger picture’ of financial planning for life. As a result, we offer a complete and fully-integrated approach to financial planning from our team of  highly qualified, specialist financial services advisers Swansea.

Complete advice. Clearly given.

It’s the quality which makes us different – it comes with being Chartered. To build your plan for financial security you need high-quality advice and access to the expertise, tools and products that are essential if you are to achieve
your aims.

We will work with you and give you the advice and support you need. It’s what we do. Download our guide to Professional financial advice to find out more about our ethos.

Read an independent review in Financial Adviser Magazine’s Mystery Shopper’ article.

Our Services & Expertise

Transferring out of a final salary pension scheme is unlikely to be in the best interests of most people.

Our advice and promise charter

We will:

  • Deliver a high quality service
  • Continually improve the professionalism of all our people
  • Welcome and acknowledge any feedback, recommendations and referrals you give to us

Any initial meeting with us is *without charge (at our expense) and without obligation, but you should be ready and prepared to talk about your financial position, and your objectives, in order to get the most out of  your time with our financial advisers Swansea.

What are the costs for setting up a new pension/pension transfer/accessing pension tax free cash?

Generally 3% of initial investment (different for Final Salary transfers). We would need an initial meeting or conversation first to discuss your wider financial situation and your objectives for the future. Our pension specialist advisers Swansea are highly qualified.


Do you provide defined benefit/final salary transfer advice?

Yes we do but these can be quite complex so we would need an initial meeting or conversation first to discuss your wider financial situation and your objectives for the future.

How much mortgage deposit will I need?

Generally this is now 15% for residential purchases (with a very small number of lenders offering 10%) and 20% – 25% for BTLs.

I’ve been turned down by my bank. Can I still get a commercial mortgage?

Commercial mortgage lenders have their own requirements for assessing loans. There are a lot of specialist lenders that offer much more flexibility than high street banks. Different lenders lean towards different sectors and different circumstances. An application that was turned down by one lender may be seen very differently by another. We will refer you to a trusted master broker and commercial finance specialist who would be able to match you with the right lender for your circumstances.

The Financial Conduct Authority do not regulate commercial mortgages.
Commercial mortgages are available by referral only.

financial advisers Swansea

chartered financial planners, expert financial advisers Swansea


Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

What makes us different?

Start your journey to a better financial future

You can talk to us in confidence about protecting your income and your family, residential and business mortgages, pensions, SIPPs, annuities, income drawdown, inheritance tax and tax efficient investments. The first meeting is at our expense and without any obligation.

You can contact us via telephone, email, or use the contact form below: