Protection

Protect your family and your lifestyle in case of the unexpected

Mortgages

Looking to move home or reduce your current mortgage outlay?

Retirement Planning

We can help you plan by ensuring you have the best pension scheme possible now and at retirement

Investments

With so many choices, leave it to us to help make your money work harder for you.

Commercial

We can support your business development plans with advice on growth, restructure and commercial lending

Your home may be repossessed if you do not keep up repayments on your mortgage

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

As soon as the property market reopened in May, the industry saw an immediate surge in demand, with visits to property website Rightmove up 18% year-on-year on 27 May, its busiest day on record.

With government support schemes due to come to an end later this year and economic uncertainty still very much a feature of this new landscape, what’s next for the market?

Early signs are positive… The level of demand observed since mid-May is certainly a good sign for future market recovery, but there have been other positive indicators, too. The Zoopla House Price Index published on 24 June suggests that pricing will show a sustained 2% to 3% growth over the next quarter, while figures1 reveal an average house price increase of 1.9% compared with pre-lockdown March levels.

There has also been a particularly strong sales rebound in northern cities, with Leeds, Sheffield and Manchester seeing sales surge by up to 20% compared with February 20202.

… but will it last? Figures published by the ONS on Tuesday 16 June paint a rather dim picture of the UK’s employment prospects, with the number of people unemployed and claiming benefits rising faster than at any previous point in our history.Also, the number of people on UK payrolls in May 2020 was down by 600,000 compared with March. Therefore, many sources are expecting initially high demand to weaken as the full effect of the pandemic is felt on the economy and labour market.

A mixed outlook

No matter what way you spin it, we’re in for a bumpy ride as the property market finds its feet and people’s jobs hang in the balance.

If you’re looking to buy or sell in the current climate it’s wise to seek professional financial advice to ensure you’re getting the right deal.

1 Rightmove, 2020 2Zoopla, 2020

The company is first class, discriminating, intelligent, utterly trustworthy and dependable

Maurice, Swansea, March 2017

Straight forward information and easy to follow progress, being able to see everything via the Old Mutual portal is excellent. Stress free from start to finish and such a good feeling about who is best at looking after my financial future.

Phil Harmer, April 2017

Thank you for the excellent service and advice given, you made my journey hassle free and tax efficient, and now very profitable

Steve Allan, March 2018

My critical illness policy covers everything I need and took into account my lifestyle and income - thank you!.

Teresa, Llanelli

Wanted to say thank you so much for all your mortgage help and advice over the past few months, you've been brilliant!

Dr Brazier, Liverpool, Sept.2016

Thank you for putting together an investment portfolio of cash, stocks, shares and property.

Geff, Newport

It was so nice to find someone who was happy to listen to all of my questions and concerns before we agreed on a plan of action.

Christine, Swansea

I had the best possible products tailored for me. I appreciate how much time you have saved me.

Karen, London

Daniel never let up and his tenacity was commendable. I was kept informed of our mortgage progress at every stage.

Louise, Swansea

Thank you so much for obtaining our mortgage, for persevering for so long and not giving up on us. We will be eternally grateful that we can finally live in the family home again.

Rebecca and Darren, Swansea 2017

My mortgage needs were not simple to deal with, but Dan’s knowledge and experience really shone through. He was professional in his dealings with me and explained everything to me in a clear and concise way, ensuring I fully understood the mortgage product I purchased.

P Davies,September 2019

Get all of your questions answered by our experts - call us or complete our online enquiry form to arrange your meeting. The first meeting is at our expense and without any obligation

Get In Touch
Financial worker
Don't walk a financial tightrope with your finances, trust Cosgrove Brown
Contact Cosgrove Brown