Protection

Protect your family and your lifestyle in case of the unexpected

Mortgages

Looking to move home or reduce your current mortgage outlay?

Retirement Planning

We can help you plan by ensuring you have the best pension scheme possible now and at retirement

Investments

With so many choices, leave it to us to help make your money work harder for you.

Commercial

We can support your business development plans with advice on growth, restructure and commercial lending

Your home may be repossessed if you do not keep up repayments on your mortgage

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Taking Financial Advice Will Enhance Your Wealth

A recent report1 has shown that consumers who take financial advice find themselves better off than those who don’t take advice when making major financial decisions.  

Entitled ‘The Value of Financial Advice’, it was produced by the UK think-tank, the international Longevity Centre, in conjunction with insurers Royal London, and  demonstrates that those who receive financial advice are on average £40,000 better off than those who don’t.

The report examines two groups. The affluent group, comprised of wealthier people who are more likely to have degrees, be part of a couple, and be homeowners. The other, the ‘just getting by’ group, was more likely to have lower levels of educational attainment, be single, divorced or widowed, and be renting.

The ‘affluent but advised’

This group accumulated on average £12,363 (or 17%) more in liquid financial assets, and £30,882 (or 16%) more in pension wealth than those who were affluent but hadn’t  received advice.

The ‘just getting by but advised’

Here a similar picture emerged. This group accumulated on average £14,036 (or 39%) more in liquid financial assets, and £25,859 (21%) more in pension wealth than those who were ‘just getting by but not advised’.

 What financial advice provides

Getting the best mortgage deal, saving into the right pension plan, or investing wisely for the future are just some of the occasions where getting informed professional advice can help you make the right decisions for your money.

So, if you’d like help with life’s important financial decisions, or feel that you could benefit from an assessment of your current circumstances, or would like help devising a comprehensive wealth plan for your future, then do get in touch, we’re here to help.

The value of investments and the income they produce can fall as well as rise. You may get back less than you invested.

1International Longevity Centre, 2017;  Source: Intrinsic Essentially Wealth Q4 2017

The company is first class, discriminating, intelligent, utterly trustworthy and dependable

Maurice, Swansea, March 2017

The company is first class, discriminating, intelligent, utterly trustworthy and dependable

Maurice, Swansea, March 2017

We were really impressed with the speed with which you processed the mortgage and the great rate of interest!

Dani & Geoff, Stratford upon Avon

My critical illness policy covers everything I need and took into account my lifestyle and income - thank you!.

Teresa, Llanelli

Daniel never let up and his tenacity was commendable. I was kept informed of our mortgage progress at every stage.

Louise, Swansea

Thank you for the excellent service and advice given, you made my journey hassle free and tax efficient, and now very profitable

Steve Allan March 2018

Thank you for putting together an investment portfolio of cash, stocks, shares and property.

Geff, Newport

It was so nice to find someone who was happy to listen to all of my questions and concerns before we agreed on a plan of action.

Christine, Swansea

Thank you so much for obtaining our mortgage, for persevering for so long and not giving up on us. We will be eternally grateful that we can finally live in the family home again.

Rebecca and Darren, Swansea 2017

Wanted to say thank you so much for all your mortgage help and advice over the past few months, you've been brilliant!

Dr Brazier, Liverpool, Sept.2016

Dan cut through the jargon and was always there to respond to my questions; his work has helped my dream of buying a house come true.

S & K Jones, Swansea

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