For many of us our mortgage repayments are likely to be our biggest monthly outgoings. Unfortunately they still need to be paid even if we are unable to work. Are you and your home protected from the unexpected?
As you know, your home is at risk if you cannot keep up repayments. So it’s vital you protect yourself and your family financially by making money available should something unexpected happen. This money can be the difference between keeping and losing your home, and maintaining your family’s lifestyle.
There are events we can all face that have the potential to wreck lives and families. It’s a difficult issue to think about, but imagine the impact on you and your family should the main earner in your household become seriously ill or die. It may not happen to you – we hope it doesn’t – but it might.
Take a typical non-smoking couple aged 40 for example; before they reach 65 they each run the following risks*:
- An 8% chance of dying
- A 24% chance of becoming seriously ill
- A 57.6% chance of being unable to work for one month or more
- A 62.9% chance of at least one of these events happening.
While there is no insurance that can prevent these things from happening, you can protect yourself and your family. Are you and your home protected from the unexpected?
You may have plans in place already but are they sufficient and how long will they last? There are many extremely cost effective options available to you . In the meantime, please feel free to contact me if you have any questions or need immediate help