Trusted advice to help reduce your Inheritance Tax bill

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Inheritance Tax Planning

Wide scale home ownership and rising property values have meant that more and more ordinary people are being subjected to inheritance tax every year.

We see this tax as avoidable in many instances – it’s just that clients are not aware of the lawful actions you can take to do so.

For UK domiciled clients, Inheritance tax (IHT) is currently charged at 40%, and is payable on your estate once your net assets exceed £325,000. In 2017-18, 3.9% of UK deaths resulted in an Inheritance Tax (IHT) charge (gov.uk).

You need to understand the value of your estate.

Research by unbiased.co.uk showed that UK taxpayers wasted a massive £595 million in unnecessary IHT payments in 2016* (*pub. Jan 2017).

Providing your family with lasting benefits means taking action now!

Our Services & Expertise

Different Ways of Planning

There are a several different ways of planning to try to eliminate or at least reduce your potential liability.

These include:

The writing of a suitable will which is regularly reviewed best advice
The gifting of assets during lifetime
Using trust wrappers
The use of appropriate insurance policies

To find out more contact Ian Brown for advice. We can also help you with making a suitable will. It pays to understand the value of your estate and we would be happy to help you go through a checklist which will give you an indication of any likely IHT problems.

You need to plan ahead to ensure that your assets are passed on to your loved ones as efficiently as possible.

Estate planning is not regulated by the Financial Conduct Authority.

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"I was recommended Cosgrove Brown by a family member and was not disappointed. Dan has now arranged 2 mortgages for me and each one has been completely stress free and that is amazing for someone who worries about everything. Dan was understanding of my situation and is extremely good at his job. He is always at the end of the phone or email with any queries I had day or night! He literally takes everything out of your hands and deals with it all from start to finish but keeps you updated all through the process. I honestly cannot recommend this firm in particular Dan Bailey enough. I now have a lovely home to call my own thanks to them!"

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"It was so nice to find someone who was happy to listen to all of my questions and concerns before we agreed on a plan of action."

Start your journey to a better financial future

You can talk to us in confidence about protecting your income and your family, residential and business mortgages, pensions, SIPPs, annuities, income drawdown, inheritance tax, wills and tax efficient investments. The first meeting is at our expense and without any obligation

You can contact us via telephone, email, or use the contact form below: