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House prices are set to soar ever higher in 2022, according to Rightmove, as sustained buyer demand and historically low levels of available property endure. Several uncertainties continue to loom over the housing market, including the threat posed by the Omicron variant, which could have a significant impact on supply and demand, as well as […]

Investing for children can be a scary experience. When should parents start? How much should parents save? Can parents control when the child accesses the money and importantly what they spend it on? Depending on the investment vehicle chosen, some of these questions answer themselves but there are choices and each should be considered. Investing […]

As Churchill once said “Christmas is a season not only of rejoicing but of reflection.” Without doubt, 2021 was an improvement on the year which went before and we did see some return to normality. Let’s hope this Christmas you can get together with your families and remember those that cannot be present. We would […]

Working for yourself, while having clear advantages, also has some downsides including a lack of holiday pay, entitlement to sick pay or access to a workplace pension, so financial management for the self-employed is key. There are a number of things you can do to protect yourself from financial blows, including: Paying into a personal pension […]

Held in Glasgow in November – COP26 – the United Nation’s 26th Conference of the Parties is recognised as the most important climate change event since the 2015 Paris Agreement. In working together to tackle the climate crisis – the investment industry is stepping up with ethical investment choices. Investment industry – a part to […]

Rising rents for UK holiday accommodation have seen staycations drive surge in holiday let mortgages as investors see growth potential.  The resulting investor demand has now nudged holiday let mortgages into the mainstream. Growing niche Investors wanting to purchase a holiday property have the choice of buy-to-let or specialist holiday let mortgages. To cater for […]