Protection

Protect your family and your lifestyle in case of the unexpected

Mortgages

Looking to move home or reduce your current mortgage outlay?

Retirement Planning

We can help you plan by ensuring you have the best pension scheme possible now and at retirement

Investments

With so many choices, leave it to us to help make your money work harder for you.

Commercial

We can support your business development plans with advice on growth, restructure and commercial lending

Your home may be repossessed if you do not keep up repayments on your mortgage

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Long road to recovery begins

Although data released by the Office for National Statistics (ONS) vividly shows the UK is in the midst of an unprecedented slump, more recent evidence does imply the worst may be over, with signs of a pick-up in economic activity. The latest gross domestic product (GDP) statistics published by ONS revealed the huge economic impact inflicted by the coronavirus lockdown measures.

Overall, the UK economy contracted by 20.4% during April, the largest ever recorded monthly fall in GDP, with virtually every sector shrinking. However, while ONS described this decline as ‘unprecedented’, it also suggested that April was likely to have been the low point for economic output. Indeed, data covering more recent time periods appears to confirm that activity has begun to recover as lockdown measures have eased.

The latest IHS Markit/CIPS flash composite Purchasing Managers’ Index, for instance, suggests the UK private sector shrank less than expected last month, with the overall index rising from 30.0 in May to 47.6 in June. While any value under 50 does still represent a fall in output, the sharp monthly rebound was a record rise and significantly exceeded analysts’ expectations.

With further lockdown relaxation due to come into force from 4 July, the economy is expected to return to growth as more businesses reopen. Although recovery prospects undoubtedly remain highly uncertain, a poll of around 80 economists conducted by Reuters on 19-24 June suggested the economy will bounce back during the third quarter.

According to the poll’s median forecast, the UK economy is expected to grow by 10.5% across the July–September period, following a predicted 17.3% decline in the second quarter. The average poll forecast also implies that the economy will contract by 8.7% over the whole of 2020, and then grow by 5.5% next year.

Quilter Economic Review,  June 2020

Daniel never let up and his tenacity was commendable. I was kept informed of our mortgage progress at every stage.

Louise, Swansea

We would just like to thank Dan for all his hard work on this, less than simple, purchase. From the very beginning of this project Dan has shown great professionalism, excellent market knowledge and delivered customer service far exceeding any reasonable expectations!

C. Windsor, March 2019

Daniel never let up and his tenacity was commendable. I was kept informed of our mortgage progress at every stage.

Louise, Swansea

Thank you for putting together an investment portfolio of cash, stocks, shares and property.

Geff, Newport

The service at Cosgrove Brown really has been first class. Not only was Dan, the Mortgage Broker, friendly and relaxed, nothing was too much trouble for him. He seemed to go above and beyond in helping where he could. He really took a lot of pressure off me in what could have been a really stressful time. I would 100% recommend Cosgrove Brown, the service was exceptional and really good value for money too.

H McGillivray, February 2020

Thank you so much for obtaining our mortgage, for persevering for so long and not giving up on us. We will be eternally grateful that we can finally live in the family home again.

Rebecca and Darren, Swansea 2017

My mortgage needs were not simple to deal with, but Dan’s knowledge and experience really shone through. He was professional in his dealings with me and explained everything to me in a clear and concise way, ensuring I fully understood the mortgage product I purchased.

P Davies,September 2019

It was so nice to find someone who was happy to listen to all of my questions and concerns before we agreed on a plan of action.

Christine, Swansea

We were really impressed with the speed with which you processed the mortgage and the great rate of interest!

Dani & Geoff, Stratford upon Avon

Wanted to say thank you so much for all your mortgage help and advice over the past few months, you've been brilliant!

Dr Brazier, Liverpool, Sept.2016

Thank you for the excellent service and advice given, you made my journey hassle free and tax efficient, and now very profitable

Steve Allan, March 2018

Get all of your questions answered by our experts - call us or complete our online enquiry form to arrange your meeting. The first meeting is at our expense and without any obligation

Get In Touch
Financial worker
Don't walk a financial tightrope with your finances, trust Cosgrove Brown
Contact Cosgrove Brown