Protection

Protect your family and your lifestyle in case of the unexpected

Mortgages

Looking to move home or reduce your current mortgage outlay?

Retirement Planning

We can help you plan by ensuring you have the best pension scheme possible now and at retirement

Investments

With so many choices, leave it to us to help make your money work harder for you.

Commercial

We can support your business development plans with advice on growth, restructure and commercial lending

Your home may be repossessed if you do not keep up repayments on your mortgage

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Keep calm and organise your finances

At the present time, it’s hardly surprising that many of us are feeling stressed about our financial wellbeing. A good way of reducing stress is to take stock of your finances, so why not embark on a spring clean?

A survey3 found that 45% of people cite money as their main cause of stress (rising to 66% of those with no savings or investments). Improving your financial outlook could therefore help to lessen your anxiety. Remortgaging could pay The Bank of England (BoE) has slashed its base rate to an all-time low of 0.1%. Although those on tracker rate or variable rate mortgages will see their payments reduce, those on fixed rate deals won’t see any benefit.

Since the base rate cut, lenders have withdrawn over 2,000 mortgage products from the market, due to the risk of lending in the current climate. However, there are still deals to be found and with rates this low, remortgaging could save you money. Do you have adequate protection cover? It’s also a good time to consider how you and your family would cope if you were to suffer illness, loss of income or unemployment.

First, you should check whether your existing cover remains adequate for your needs. You could also ask yourself whether there is any other protection cover you might need, for example life insurance, critical illness cover, income protection or professionally advised payment protection insurance (PPI).

Talk to experts It’s particularly important to take financial advice at the moment because things are constantly changing. Talk to us for up-to-date guidance on the best options for you.

3BlackRock, 2020

Essentially Wealth Q2 2020

The service at Cosgrove Brown really has been first class. Not only was Dan, the Mortgage Broker friendly and relaxed, nothing was too much trouble for him. He seemed to go above and beyond in helping where he could. He really took a lot of pressure off me in what couldve been a really stressful time. I would 100% recommend Cosgrove Brown, the service was exceptional and really good value for money too.

H McGillivray, February 2020

Wanted to say thank you so much for all your mortgage help and advice over the past few months, you've been brilliant!

Dr Brazier, Liverpool, Sept.2016

Thank you for the excellent service and advice given, you made my journey hassle free and tax efficient, and now very profitable

Steve Allan, March 2018

Thank you so much for obtaining our mortgage, for persevering for so long and not giving up on us. We will be eternally grateful that we can finally live in the family home again.

Rebecca and Darren, Swansea 2017

Gary provided excellent advice and assistance with a complex purchase. He understood the timescales and sourced lending when others could not.

James, Swansea

Straight forward information and easy to follow progress, being able to see everything via the Old Mutual portal is excellent. Stress free from start to finish and such a good feeling about who is best at looking after my financial future.

Phil Harmer, April 2017

The service at Cosgrove Brown really has been first class. Not only was Dan, the Mortgage Broker friendly and relaxed, nothing was too much trouble for him. He seemed to go above and beyond in helping where he could. He really took a lot of pressure off me in what couldve been a really stressful time. I would 100% recommend Cosgrove Brown, the service was exceptional and really good value for money too.

H McGillivray, February 2020

Thank you for putting together an investment portfolio of cash, stocks, shares and property.

Geff, Newport

My critical illness policy covers everything I need and took into account my lifestyle and income - thank you!.

Teresa, Llanelli

Dan cut through the jargon and was always there to respond to my questions; his work has helped my dream of buying a house come true.

S & K Jones, Swansea

It was so nice to find someone who was happy to listen to all of my questions and concerns before we agreed on a plan of action.

Christine, Swansea

Get all of your questions answered by our experts - call us or complete our online enquiry form to arrange your meeting. The first meeting is at our expense and without any obligation

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