Ian Brown Biography

Local presence. National expertise.

Ian Brown FPFS

Chartered Financial Planner

ian@cosgrovebrown.co.uk

Chartered Financial Planner

Ian has worked in the financial services industry for more than 20 years; previously as a financial adviser and senior manager with Halifax Bank of Scotland (HBOS) before establishing Cosgrove Brown Financial Planning Ltd to ensure clients receive high quality financial advice

Ian is a Fellow of the Personal Finance Society (FPFS).

He is also a Certified Financial Planner, accredited by the Institute of Financial Planning, and a Chartered Financial Planner, accredited by the Chartered Insurance Institute.

Ian specialises in Trusts, Investments and Retirement Planning & Annuities.

Professional Qualifications and Examinations

Certified Financial Planner, Chartered Financial Planner
Fellow of the Personal Finance Society
CFP – Financial Planning
AF3 – Pension Planning
AF5 – Financial Planning
G10 – Advanced tax planning & trusts
G60 – Pension planning
K10 – Retirement options
JO1 – Personal taxation
JO2 – Trusts
JO4 – Pension Accumulation
JO5 – Pension Decumulation
JO6 – Investment principles, markets & risks
CF6 – Mortgage advice
CF8 – Long Term Care
ER1 – Equity Release
RO5 – Financial Protection
SV1 – Savings & investment
RO8 – Pensions Update

Career

Senior Client Manager with Halifax Bank of Scotland (2000-2004)
Area Manager (2004-2009)
Senior Manager, Wealth Planning (2009 – 2011)
Established Cosgrove Brown Financial Planning Ltd to ensure clients receive high quality financial advice

Specific Skills

Investments
Near and post Retirement Planning
Protection & Inheritance Tax Planning
Pension review, pension transfer, pension drawdown, pension consolidation
Capital Enhancement & Capital Protection

The Financial Conduct Authority do not regulate trusts, inheritance tax planning and employee benefits.

What makes us different?

Carl Cerasuolo

"Without the help of Daniel we wouldn't be enjoying making memories in our beautiful forever home. He delivered a very personal service and listened to what we wanted from him. He was always on hand to answer any questions, we can't thank him enough for the 5+star service (February 2021)"

"Gary provided excellent advice and assistance with a complex purchase which involved a bridging loan and commercial funding. He understood the timescales and sourced lending when others couldn’t."

"Wanted to say thank you so much for all your mortgage help and advice over the past few months, you've been brilliant!"

"We were really impressed with the speed with which you processed the mortgage and the great rate of interest!"

"The company is first class, discriminating, intelligent, utterly trustworthy and dependable"

"Thank you for the excellent service and advice given, you made my journey hassle free and tax efficient, and now very profitable"

"Straight forward information and easy to follow progress, being able to see everything via the Old Mutual portal is excellent. Stress free from start to finish and such a good feeling about who is best at looking after my financial future."

"Daniel went above and beyond to help us with our first mortgage. He explained the mortgage, its rates and terms very clearly, he was extremely patient and professional, we would highly recommend him."

"My mortgage needs were not simple to deal with, but Dan’s knowledge and experience really shone through. He was professional in his dealings with me and explained everything to me in a clear and concise way, ensuring I fully understood the mortgage product I purchased."

H McGillivray

"The service at Cosgrove Brown really has been first class. Not only was Dan, the Mortgage Broker, friendly and relaxed, nothing was too much trouble for him. He seemed to go above and beyond in helping where he could. He really took a lot of pressure off me in what could have been a really stressful time. I would 100% recommend Cosgrove Brown, the service was exceptional and really good value for money too."

Samantha Lewis - Swansea

"I was recommended Cosgrove Brown by a family member and was not disappointed. Dan has now arranged 2 mortgages for me and each one has been completely stress free and that is amazing for someone who worries about everything. Dan was understanding of my situation and is extremely good at his job. He is always at the end of the phone or email with any queries I had day or night! He literally takes everything out of your hands and deals with it all from start to finish but keeps you updated all through the process. I honestly cannot recommend this firm in particular Dan Bailey enough. I now have a lovely home to call my own thanks to them!"

Christine - Swansea

"It was so nice to find someone who was happy to listen to all of my questions and concerns before we agreed on a plan of action."

Start your journey to a better financial future

You can talk to us in confidence about protecting your income and your family, residential and business mortgages, pensions, SIPPs, annuities, income drawdown, inheritance tax, wills and tax efficient investments. The first meeting is at our expense and without any obligation

You can contact us via telephone, email, or use the contact form below:

Local presence. National expertise.

What makes us different?

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