Home & Buy To Let Mortgages
Truth. Simplicity. Transparency.
Your mortgage is likely to be your single largest financial commitment.
With concerns about the possibility of interest rate rises, there’s never been a better time to switch lenders. You need to find the right deal now – and for the next few years.
Many of our clients come to us because they have been turned down for a mortgage elsewhere.
We don’t just deal with the ‘high street’ lenders – we can source funding from smaller, niche lenders too. We can help with equity release loans and find more competitive refinance re-mortgage rates.
Take a look at our Guide to Mortgages and Protection to get a feel for our service and how it will make your life, your mortgage loan and your move, easier for you.
If you are borrowing to invest in rental property, then we know that the buy-to-let market is complex. There are many different mortgages to choose from. Download our Borrow to invest in rental property fact sheet for more information on how we can help.
Our Services & Expertise
Please call us or email for further information regarding this service and bring these mortgage application documents with you to our first meeting, if you can.
If you have missed a few credit card payments or made late payments, had a County Court Judgment (CCJ) awarded against you, have previously been made bankrupt or IVA, you may still be able to get a mortgage loan if you know where to look.
We have access to many specialist adverse credit lenders who take a more sympathetic view on poor credit history, contact us to find out what we can do for you.
Read more about re-mortgages and buy-to-let mortgages
The Financial Conduct Authority do not regulate buy to let and commercial mortgages.
Equity release will reduce the value of your estate and can affect your eligibility for means tested benefits.
Whether it is a home mortgage, commercial mortgage* or re-mortgage, we can provide appropriate advice and will be focused on getting your mortgage processed quickly. Take a look at our Remortgaging your property factsheet for more mortgage advice and help on securing a better interest rate.
How long will it take?
That’s a difficult question and sometimes that’s down to you, the quicker we get in all the information, the quicker we can apply! Most lending decisions are made within 24 hours, but mortgage offers can take longer – generally between 7 days and a month depending on the lender used. This may also depend on how busy the housing and mortgage market is and if you mortgage is complex.
Do you charge broker fees?
Every case and client is different, so our fees may be dependent on a number of circumstances. We will provide you with a breakdown of our fees on request, and please be assured that all initial discussions or meetings are at our cost, not yours.
* We will introduce you to a master broker to find the right commercial lending for your projects.
What makes us different?
Start your journey to a better financial future
You can talk to us in confidence about protecting your income and your family, residential and business mortgages, pensions, SIPPs, annuities, income drawdown, inheritance tax, wills and tax efficient investments. The first meeting is at our expense and without any obligation
You can contact us via telephone, email, or use the contact form below: