Gary Cosgrove

Local presence. National expertise.

Gary Cosgrove
Gary Cosgrove
Commercial Lending Specialist
Commercial Lending Specialist

Gary has worked as an mortgage, protection and business adviser for over 30 years. One of Gary’s key objectives is to ensure that you are able to obtain a home (mortgage advice), retain your home in the event of illness or sudden death (protection advice) and maintain your home should something unexpected happen (general insurance advice). Gary has significant experience of structuring commercial lending and finance packages.

Gary specialises in Residential & Business mortgages, Commercial lending and Protection (Business & Personal insurance services).

In addition, Gary is able to offer advice to businesses on refinancing, factoring, invoice discounting and business restructuring.

Professional Qualifications

  • CeMAP – Certificate in Mortgage Advice
    and Practice (IFS)
  • FPC1 Financial Planning Certificate
  • FPC2 Financial Planning Certificate


  • 25+ years of experience in Financial Services

Specific Skills

  • Business Re-structuring**
  • Residential Mortgages
  • Commercial Lending*
  • Protection
  • Corporate Advice and Planning**
  • Small Business Planning**
  • Key person protection and share protection
  • Loans and Mortgages
  • Business Agreements/Cross over Agreements**

*These products/services are not regulated by the Financial Conduct Authority but we can introduce you to a master broker and do not offer advice in this area.

** These products/services are not regulated by the Financial Conduct Authority and are not part of the services or products provided by or the responsibility of Quilter Financial Planning.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

What makes us different?

Start your journey to a better financial future

You can talk to us in confidence about protecting your income and your family, residential and business mortgages, pensions, SIPPs, annuities, income drawdown, inheritance tax, wills and tax efficient investments. The first meeting is at our expense and without any obligation

You can contact us via telephone, email, or use the contact form below:

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