First Time Buyer Mortgages

Truth. Simplicity. Transparency.

First-time Buyer Mortgages
First-time Buyer Mortgages

Buying a house is one of the biggest investments you will ever make. Can you afford to get it wrong? Let us help you get the keys to your new home.

We deal with all major lenders and many smaller ones not on the high street. We have access to many different mortgage lenders – including those not on price comparison sites and the many newer challenger banks.

We secured over 150 mortgage loans for our clients last year (2019) and keep them all informed of developments in the mortgage market with our regular Essentially Mortgages magazine.

Daniel Bailey, our specialist mortgage advisor, is a qualified member of the Society of Mortgage Professionals.

Our Services & Expertise

Applying for a mortgage with us is easy and simple. We can manage all of the paperwork for you, saving you time and stress.

We know how important buying your first home is, that’s why we will be focused on getting your mortgage processed quickly.

Why not arrange a free, initial consultation with our specialist mortgage adviser in Swansea? It costs nothing to ask.

Take a look at our Borrowing to buy your new home fact sheet to get a feel for our service and how it will make your life, your mortgage loan and your move, easier for you.

We want to make life easier and more affordable for first time buyers.

Our standard mortgage charge is £495 for mortgages over £100,000 or £795 if the mortgage is £99,999 or below.

Apply for a mortgage now.


Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

What makes us different?

Start your journey to a better financial future

You can talk to us in confidence about protecting your income and your family, residential and business mortgages, pensions, SIPPs, annuities, income drawdown, inheritance tax, wills and tax efficient investments. The first meeting is at our expense and without any obligation

You can contact us via telephone, email, or use the contact form below: