Personal and Business Protection

Truth. Simplicity. Transparency.

Financial Protection
Financial Protection

There are an estimated 3 million people in the UK living with cancer, rising to a predicted 3.5 million by 2025; 7.6 million people are living with heart and circulatory diseases and stroke strikes every five minutes*.

Few things in life can provide more peace of mind than having a secure financial

If you became critically ill or suddenly passed away, what would you rather lose – your home or your mortgage? Choosing the right protection plan can protect your family’s lifestyle.

A typical non-smoking couple in their 50s  have a 28% risk of being unable to work for two months or more before they retire; a 13% risk of suffering a critical illness; 5% risk of death; 35% likelihood of any of these events happening**. Musculoskeletal conditions are the leading contributor to disability worldwide***.

Whilst there is no insurance that can prevent these things from happening, you can protect yourself and your family financially.

Our Insurance and protection fact file will help you consider the important things. Things which can be the difference between keeping and losing your home, and maintaining your family’s lifestyle.

We aim to help you avoid unforeseen hardship by ensuring you and your family are well protected should the worst happen.

*Macmillan Cancer Support/British Heart Foundation

** Risk Reality Calculator, LV; *** World Health Organisation

Our Services & Expertise

Find out more in our Guide to Our Protection Services and watch our short video to learn more about why you need to protect your family and your home.
Life Cover Plans
Designed to help provide for your family in the event of your death during the term of the plan.

Critical Illness Plans
Which help protect your assets and your family should you suffer a critical illness.

* Income Protection Plans
To provide a monthly income if you’re unable to work until you return to work or reach your pre-determined retirement date.

Whole Life Plans
Which pay a guaranteed lump sum to your estate when you die.

* There are other providers of Payment Protection Insurance and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at

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Your home may be repossessed if you do not keep up repayments on your mortgage.

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

What makes us different?

Start your journey to a better financial future

You can talk to us in confidence about protecting your income and your family, residential and business mortgages, pensions, SIPPs, annuities, income drawdown, inheritance tax and tax efficient investments. The first meeting is at our expense and without any obligation.

You can contact us via telephone, email, or use the contact form below: