Protection

Protect your family and your lifestyle in case of the unexpected

Mortgages

Looking to move home or reduce your current mortgage outlay?

Retirement Planning

We can help you plan by ensuring you have the best pension scheme possible now and at retirement

Investments

With so many choices, leave it to us to help make your money work harder for you.

Commercial

We can support your business development plans with advice on growth, restructure and commercial lending

Your home may be repossessed if you do not keep up repayments on your mortgage

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

New Pension Choices

About to retire?

Since April 2015, from age 55, whatever the size of a person’s defined contribution pension pot, you will be able to take it how you want, subject to your marginal rate of income tax in that year.

Our Guide to Your Options at Retirement explores the implications of the pension reforms. 

There will be more flexibility.

People who continue to want the security of an annuity will be able to purchase one and people who want greater control over their finances can draw down their pension as they see fit. It's your money and now it's your choice too.

Millions of people will benefit from a right to free pensions advice on how to make the most of the new pensions choices. This free pension advice will be provided by independent organisations rather than pensions schemes or providers. 

 

You may still decide that an annuity is the right option for you, if so, try our annuity calculator  to see what your potential income could be.

Read our Guide to Buying an Annuity.

 

  


 

 

 

Dan cut through the jargon and was always there to respond to my questions; his work has helped my dream of buying a house come true.

S & K Jones, Swansea

It was so nice to find someone who was happy to listen to all of my questions and concerns before we agreed on a plan of action.

Christine, Swansea

Dan cut through the jargon and was always there to respond to my questions; his work has helped my dream of buying a house come true.

S & K Jones, Swansea

Daniel never let up and his tenacity was commendable. I was kept informed of our mortgage progress at every stage.

Louise, Swansea

The company is first class, discriminating, intelligent, utterly trustworthy and dependable

Maurice, Swansea, March 2017

Many thanks for your swift efforts with our mortgage Dan, you're a credit to your profession

Piers, Taunton, September 2016

My critical illness policy covers everything I need and took into account my lifestyle and income - thank you!.

Teresa, Llanelli

Thank you for putting together an investment portfolio of cash, stocks, shares and property.

Geff, Newport

Wanted to say thank you so much for all your mortgage help and advice over the past few months, you've been brilliant!

Dr Brazier, Liverpool, Sept.2016

I had the best possible products tailored for me. I appreciate how much time you have saved me.

Karen, London

We were really impressed with the speed with which you processed the mortgage and the great rate of interest!

Dani & Geoff, Stratford upon Avon

Get all of your questions answered by our experts - call us or complete our online enquiry form to arrange your meeting. The first meeting is at our expense and without any obligation

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