Protection

Protect your family and your lifestyle in case of the unexpected

Mortgages

Looking to move home or reduce your current mortgage outlay?

Retirement Planning

We can help you plan by ensuring you have the best pension scheme possible now and at retirement

Investments

With so many choices, leave it to us to help make your money work harder for you.

Commercial

We can support your business development plans with advice on growth, restructure and commercial lending

Your home may be repossessed if you do not keep up repayments on your mortgage

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Daniel never let up and his tenacity was commendable. I was kept informed of our mortgage progress at every stage.

Louise, Swansea

Gary provided excellent advice and assistance with a complex purchase. He understood the timescales and sourced lending when others could not.

James, Swansea

My critical illness policy covers everything I need and took into account my lifestyle and income - thank you!.

Teresa, Llanelli

Thank you so much for obtaining our mortgage, for persevering for so long and not giving up on us. We will be eternally grateful that we can finally live in the family home again.

Rebecca and Darren, Swansea

We were really impressed with the speed with which you processed the mortgage and the great rate of interest!

Dani & Geoff, Stratford upon Avon

Thank you for putting together an investment portfolio of cash, stocks, shares and property.

Geff, Newport

Wanted to say thank you so much for all your mortgage help and advice over the past few months, you've been brilliant!

Dr Brazier, Liverpool, Sept.2016

Daniel never let up and his tenacity was commendable. I was kept informed of our mortgage progress at every stage.

Louise, Swansea

Many thanks for your swift efforts with our mortgage Dan, you're a credit to your profession

Piers, Taunton, September 2016

Dan cut through the jargon and was always there to respond to my questions; his work has helped my dream of buying a house come true.

S & K Jones, Swansea

I had the best possible products tailored for me. I appreciate how much time you have saved me.

Karen, London

Long Term Care logo

hands holding a house and heartWith an aging population, the likelihhood is that at some point in the future many of us are going to need help with long term care. Will you be able to afford it?

On average you can expect to pay around £29,250 a year in residential care costs, rising to over £39,300 a year if nursing care is necessary*. Fees vary around the country. 

Or that average weekly care fees in Wales are £472 - £646 with nursing? Even care at home could amount to over £10,000 per year. Or if you have personal assets (including property) over £24,000 you will expected to pay in full?        

 * Laing & Buisson Care of Older People UK Market Report 2014/15.

Financial Planning for Long Term Care Fees

Talking to us well before you or a loved one needs long term care is good planning and can save time and heartache in the future. We can answer your questions, discuss your options and the welfare benefits, that you or a loved one maybe entitled to. There is often little understanding of how much support your Local Authority and the NHS will offer.

We will help to ease the worry of elderly residential care by getting the best possible outcomes for all concerned. Please get in touch

 

 

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