Protect your family and your lifestyle in case of the unexpected


Looking to move home or reduce your current mortgage outlay?

Retirement Planning

We can help you plan by ensuring you have the best pension scheme possible now and at retirement


With so many choices, leave it to us to help make your money work harder for you.


We can support your business development plans with advice on growth, restructure and commercial lending

Your home may be repossessed if you do not keep up repayments on your mortgage

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested.

Business Development and Loans

paper house and cityscape

We have over 25 years’ experience in the commercial markets and deal with all participating banks and commercial institutions. 

We have also arranged funding for business development projects.

Our Commercial Lending Specialist has vast experience of sourcing commercial loan funding, mortgages for building projects and commercial finance for landbank development across South Wales. 

We give specialist, professional financial advice on:

  • Commercial Mortgages (purchase)
  • Commercial Re-Mortgages and Re-Financing
  • Factoring and Invoice Discounting
  • Business Restructuring
  • Business Agreements
  • Partnership Agreements
  • Business Expansion & Grant Funding
  • Business Exit Strategies (Retirement Planning)
  • Bridging Loans
  • Management Buy Outs (MBOs)

Business Structuring

There are many myths about factoring and invoice discounting but if this system suits your business then this can be a life saver. In some cases it may not be suitable, this is where we can help you make the right decision.

Commercial finance is not regulated by the Financial Conduct Authority (FCA).



Gary provided excellent advice and assistance with a complex purchase. He understood the timescales and sourced lending when others could not.

James, Swansea

Gary provided excellent advice and assistance with a complex purchase. He understood the timescales and sourced lending when others could not.

James, Swansea

The company is first class, discriminating, intelligent, utterly trustworthy and dependable

Maurice, Swansea, March 2017

Dan cut through the jargon and was always there to respond to my questions; his work has helped my dream of buying a house come true.

S & K Jones, Swansea

Daniel never let up and his tenacity was commendable. I was kept informed of our mortgage progress at every stage.

Louise, Swansea

It was so nice to find someone who was happy to listen to all of my questions and concerns before we agreed on a plan of action.

Christine, Swansea

Many thanks for your swift efforts with our mortgage Dan, you're a credit to your profession

Piers, Taunton, September 2016

We were really impressed with the speed with which you processed the mortgage and the great rate of interest!

Dani & Geoff, Stratford upon Avon

Thank you so much for obtaining our mortgage, for persevering for so long and not giving up on us. We will be eternally grateful that we can finally live in the family home again.

Rebecca and Darren, Swansea

My critical illness policy covers everything I need and took into account my lifestyle and income - thank you!.

Teresa, Llanelli

Thank you for putting together an investment portfolio of cash, stocks, shares and property.

Geff, Newport

Get all of your questions answered by our experts - call us or complete our online enquiry form to arrange your meeting. The first meeting is at our expense and without any obligation

Financial worker
Don't walk a financial tightrope with your finances, trust Cosgrove Brown
Contact Cosgrove Brown